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New York Medicaid long-term care

The eligibility rules and the actual application path in New York. We link to the state agency at every step and we do not submit anything for you.

Who to apply with

New York Medicaid (含 MLTC / CDPAP 等长期照护路径)
Official agency: New York State Department of Health — Medicaid

Income and asset rules

Monthly income limit (applicant, SSI-based)
$1,800 USD/month (individual) · couple $2,433

SSI-Related Medicaid Income Level, Non-MAGI population, effective Jan 1 2026. New York uses one- and two-person household sizes only. Figures verified from the state's own standards document.

Source: official document · reviewed 2026-09-30

Countable asset limit (applicant)
$32,396 USD (individual) · couple $43,781

Resource Level, Non-MAGI population, effective Jan 1 2026. Household size is always one or two in the state's table.

Source: official document · reviewed 2026-09-30

Community spouse income allowance
$4,066.5 USD/month (2026)

2026 年社区配偶月度收入津贴上限（含住房补贴标准）。同一官方文件。

Source: official document · reviewed 2026-09-30

Community spouse resource allowance
$162,660 USD (maximum, 2026)

2026 年 1 月 1 日起生效的配偶贫困保护标准（社区配偶资源上限）。取自纽约州 DOH 官方文件 GIS 26 MA/03 附件。

Source: official document · reviewed 2026-09-30

NY 采用 spend-down（超额收入用于抵扣医疗费用）机制；具体计算规则见纽约州 DOH 相关 GIS 文件。

Home and community based services

CDPAP (Consumer Directed Personal Assistance Program)
Eligibility detail pending verification.
MLTC (Managed Long Term Care)
Eligibility detail pending verification.

A waiver usually requires meeting both the financial rules and a functional (level-of-care) test. Waiting lists vary by waiver and by year.

How the application works

1. Apply through your local Department of Social Services (LDSS) or NY State of Health
NY Medicaid applications for long-term care go through the county LDSS; NY State of Health handles some populations. · official page
2. Functional / level-of-care assessment
Detail pending verification.
3. Financial review (income, resources, spousal protections)
Detail pending verification.
4. Enroll in an MLTC plan or arrange CDPAP
Detail pending verification.
5. Set up services and (for CDPAP) your consumer-directed assistant
Detail pending verification.

Before you file

Rules change annually — always confirm with New York State Department of Health — Medicaid.
Transfers of assets in the look-back period can create a penalty period. That is a question for an elder law attorney, not a website.
You can apply directly. You never have to pay a service to file for you.

We are an independent informational and tools site. We are not a government agency, not a healthcare provider, and not a licensed referral agency under California CCR Title 22 or Florida Stat. 429.195. We do not place people into facilities and we do not charge families. Nothing here is legal, medical or financial advice — always confirm current rules with the state agency or a licensed professional.